Where should I invest?
Any investment made with the right knowledge is likely to offer you peace of mind as well as returns. You may choose to invest in an area which is known to you and you are well aware of demographics, previous history, current trends as well as information and knowledge about economic future of the place.
On the other hand many investors go by reliable reports about developments in areas unknown to them and choose to invest there. There is no definite answer to where one should invest. A location should be chosen by an investor by keeping in mind the above and the one where you are comfortable with. We at Reliiance Properties & Investment empower you with the knowledge and tools to identify the location ideal to your investment strategy.
How can I tell if the price is fair?
We negotiate with developers/vendors to get the lowest possible price for our clients. In some cases, we may also get independent valuation of the property done to get a more objective perspective.
What makes Reliiance Properties and Investment Different?
Reliiance Properties & Investment Services works with you and for you - the investor. We assist you right from the first step of your journey into real estate investment. Right from selecting a property to site visit (if required) to negotiating and organizing finance - Reliiance Properties and Investment is with you at every step. Because we believe that as an investor, you deserve the best and personalised service at all times.
What if I don't wish to invest right now?
You should invest only when you are mentally prepared to invest and your financial situation supports the investment. However, at times we have lots of doubts in our mind with no clarity on those doubts. You are welcome to fix up a time with us to discuss your situation at no obligation.
What if I am not comfortable with more debt?
Not everyone is comfortable taking a loan or being in debt as it puts an unnecessary pressure on your head and in your lifestyle. One should clearly evaluate their comfort level and see how much they can afford to manage within their resources.
As regards debt, we all know about good and bad debt. Borrowing to invest in an appreciating asset which can offer you returns with a potential of returning more than the investment can be termed as good debt. There are two principles that will ensure your security when it comes to borrowing:
- Only borrow to purchase appreciating assets and those that generate a cash flow.
- Make sure your debt is manageable.
When is a good time to invest?
It’s generally said anytime you are ready to invest is the right time to invest. However, investment is totally an individual’s decision based on multiple things and people have made money in worst times and have lost in best deals. It depends on how you invest, where you invest and with what information you invest. Historically it has been a trend that property prices get doubled on an average of seven to ten years irrespective of when you invest. One may choose to invest in prime location and quality property as these two attributes have found favour with most investment experts.
How does research by Reliiance Properties and Investment help?
At Reliiance Properties & Investment, we focus on getting the investment property that is right for you. If we can’t find one in our stock, we use our strong connections in the market to identify a property that matches your requirements.
With our network and alliances, it is quite possible that we can guide our clients to potential development sites well before people in open market are aware about it. This can offer investors a great opportunity to find an investment option that matches their needs.
Can Reliiance Properties and Investment help me with finance?
Absolutely yes! Our group company Reliiance Home Loans has been assisting clients with their mortgage needs for the last 14 years and has been rated as one of the top brokers in Australia by “The Adviser”, a key publication in the mortgage sector.
Is borrowing money advisable for investment?
It’s popularly said that money creates money. Borrowing for investment in appreciating assets is considered a wise decision as compared to spending it on something which offers no value or clearing another debt. Borrowing for investment into appreciating assets, such as well-located property, is considered ‘good’ rather than ‘bad’ debt.
What if I don’t have enough money for a deposit?
Cash deposits are not necessary when there are sufficient assets to borrow against. For example if you own your own home or have enough equity in it, the banks will allow you to use this as security for your investment property, so there is no need to “save up for a deposit.” In fact, it can take you a long time to save for a deposit and by the time you have enough saved, property prices may have increased.